Home affordability
What can I afford?
Enter a few numbers to see a target home price and your max. We'll highlight homes in your budget as you search.
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Start with your yearly income.
Estimates only. This is not a loan quote, approval, commitment to lend or offer of credit. Affordable keeps all monthly debts, including the house payment, at or under 36% of gross income; stretch goes to 43% and difficult to 50%. Closing costs are estimated at 3% of price. Default rate is Freddie Mac's Primary Mortgage Market Survey weekly average 30-year fixed rate, not a PCL rate.